Streamline your business lending process and enhance the borrower experience with Ruby Loans. Our AI-powered platform automates everything from enquiry to adjudication, improving efficiency and reducing manual effort. With secure data handling and seamless integration with your existing systems, Ruby Loans empowers you to focus on building relationships and growing your portfolio.
Borrower-initiated enquiries: User-friendly online portal allows borrowers to initiate loan enquiries directly through the financial institution’s website.
AI-powered efficiency: Dynamically generated enquiry forms with 20 questions or less ensure a quick and efficient process.
Automated verification: Secure authentication and AI-based tools verify information and detect potential fraud.
Organized data: Information is categorized into Borrower, Company, and Loan Purpose sections, aligning with FI requirements.
Cloud-based security: Secure, encrypted cloud infrastructure protects sensitive borrower information.
Automated underwriting: AI-driven processes automate routine credit underwriting and risk assessment.
Auto adjudication: Rules-based system matches enquiries with predefined credit risk parameters, improving approval rates.
Seamless integration: Integrates with existing FI lending solutions and banking systems for a streamlined workflow.
