{"id":69,"date":"2020-01-27T08:05:29","date_gmt":"2020-01-27T08:05:29","guid":{"rendered":"https:\/\/demosites.io\/marketing-agency-gb\/?page_id=69"},"modified":"2025-03-09T20:30:12","modified_gmt":"2025-03-09T20:30:12","slug":"bcd31-portfolio","status":"publish","type":"page","link":"https:\/\/rubyloans.ca\/?page_id=69","title":{"rendered":"How we do it"},"content":{"rendered":"\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-text-color has-link-color has-medium-font-size wp-elements-75497af1c0fc648c86ada9a8e03732bb wp-block-paragraph\" style=\"color:#5d708d\"><strong>Streamline your business lending process and enhance the borrower experience with Ruby Loans. <\/strong>Our AI-powered platform automates everything from enquiry to adjudication, improving efficiency and reducing manual effort. With secure data handling and seamless integration with your existing systems, Ruby Loans empowers you to focus on building relationships and growing your portfolio.<br><\/p>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:15% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/rubyloans.ca\/wp-content\/uploads\/2025\/03\/2-12.png\" alt=\"\" class=\"wp-image-1112 size-full\" srcset=\"https:\/\/rubyloans.ca\/wp-content\/uploads\/2025\/03\/2-12.png 500w, https:\/\/rubyloans.ca\/wp-content\/uploads\/2025\/03\/2-12-300x300.png 300w, https:\/\/rubyloans.ca\/wp-content\/uploads\/2025\/03\/2-12-150x150.png 150w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p class=\"has-nv-light-bg-background-color has-text-color has-background has-link-color has-medium-font-size wp-elements-0d6d221ab688bc28dedcec66c8407088 wp-block-paragraph\" style=\"color:#5d708d\"><strong>Borrower-initiated enquiries:<\/strong> User-friendly online portal allows borrowers to initiate loan enquiries directly through the financial institution&#8217;s website.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-media-text has-media-on-the-right is-stacked-on-mobile\" style=\"grid-template-columns:auto 15%\"><div class=\"wp-block-media-text__content\">\n<p class=\"has-nv-light-bg-background-color has-text-color has-background has-link-color has-medium-font-size wp-elements-f5643e836999b20af9ab4ebbfa048918 wp-block-paragraph\" style=\"border-style:none;border-width:0px;color:#5d708d;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0\"><strong>AI-powered efficiency:<\/strong> Dynamically generated enquiry forms with 20 questions or less ensure a quick and efficient process.<\/p>\n<\/div><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/rubyloans.ca\/wp-content\/uploads\/2025\/03\/2-3.png\" alt=\"\" class=\"wp-image-1091 size-full\" srcset=\"https:\/\/rubyloans.ca\/wp-content\/uploads\/2025\/03\/2-3.png 500w, https:\/\/rubyloans.ca\/wp-content\/uploads\/2025\/03\/2-3-300x300.png 300w, https:\/\/rubyloans.ca\/wp-content\/uploads\/2025\/03\/2-3-150x150.png 150w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/figure><\/div>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:15% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/rubyloans.ca\/wp-content\/uploads\/2025\/03\/2-4.png\" alt=\"\" class=\"wp-image-1092 size-full\" srcset=\"https:\/\/rubyloans.ca\/wp-content\/uploads\/2025\/03\/2-4.png 500w, https:\/\/rubyloans.ca\/wp-content\/uploads\/2025\/03\/2-4-300x300.png 300w, https:\/\/rubyloans.ca\/wp-content\/uploads\/2025\/03\/2-4-150x150.png 150w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p class=\"has-nv-light-bg-background-color has-text-color has-background has-link-color has-medium-font-size wp-elements-0a346063bf6335cb04eb76614d3f770d wp-block-paragraph\" style=\"color:#5d708d\"><strong>Automated verification:<\/strong> Secure authentication and AI-based tools verify information and detect potential fraud.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-media-text has-media-on-the-right is-stacked-on-mobile\" style=\"grid-template-columns:auto 15%\"><div class=\"wp-block-media-text__content\">\n<p class=\"has-nv-light-bg-background-color has-text-color has-background has-link-color has-medium-font-size wp-elements-97a09b941c4dd097b4f6cc32b2554ff5 wp-block-paragraph\" style=\"color:#5d708d\"><strong>Organized data:<\/strong> Information is categorized into Borrower, Company, and Loan Purpose sections, aligning with FI requirements.<\/p>\n<\/div><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/rubyloans.ca\/wp-content\/uploads\/2025\/03\/2-5.png\" alt=\"\" class=\"wp-image-1093 size-full\" srcset=\"https:\/\/rubyloans.ca\/wp-content\/uploads\/2025\/03\/2-5.png 500w, https:\/\/rubyloans.ca\/wp-content\/uploads\/2025\/03\/2-5-300x300.png 300w, https:\/\/rubyloans.ca\/wp-content\/uploads\/2025\/03\/2-5-150x150.png 150w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/figure><\/div>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:15% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/rubyloans.ca\/wp-content\/uploads\/2025\/03\/2-6.png\" alt=\"\" class=\"wp-image-1095 size-full\" srcset=\"https:\/\/rubyloans.ca\/wp-content\/uploads\/2025\/03\/2-6.png 500w, https:\/\/rubyloans.ca\/wp-content\/uploads\/2025\/03\/2-6-300x300.png 300w, https:\/\/rubyloans.ca\/wp-content\/uploads\/2025\/03\/2-6-150x150.png 150w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p class=\"has-nv-light-bg-background-color has-text-color has-background has-link-color has-medium-font-size wp-elements-9b8daf6a2333c4cc4cc25929fad691b5 wp-block-paragraph\" style=\"color:#5d708d\"><strong>Cloud-based security:<\/strong> Secure, encrypted cloud infrastructure protects sensitive borrower information.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-media-text has-media-on-the-right is-stacked-on-mobile\" style=\"grid-template-columns:auto 15%\"><div class=\"wp-block-media-text__content\">\n<p class=\"has-nv-light-bg-background-color has-text-color has-background has-link-color has-medium-font-size wp-elements-dc232e11397225463ea470025e52b2ef wp-block-paragraph\" style=\"color:#5d708d\"><strong>Automated underwriting:<\/strong> AI-driven processes automate routine credit underwriting and risk assessment.<\/p>\n<\/div><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/rubyloans.ca\/wp-content\/uploads\/2025\/03\/2-7.png\" alt=\"\" class=\"wp-image-1097 size-full\" srcset=\"https:\/\/rubyloans.ca\/wp-content\/uploads\/2025\/03\/2-7.png 500w, https:\/\/rubyloans.ca\/wp-content\/uploads\/2025\/03\/2-7-300x300.png 300w, https:\/\/rubyloans.ca\/wp-content\/uploads\/2025\/03\/2-7-150x150.png 150w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/figure><\/div>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:15% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/rubyloans.ca\/wp-content\/uploads\/2025\/03\/2-8.png\" alt=\"\" class=\"wp-image-1098 size-full\" srcset=\"https:\/\/rubyloans.ca\/wp-content\/uploads\/2025\/03\/2-8.png 500w, https:\/\/rubyloans.ca\/wp-content\/uploads\/2025\/03\/2-8-300x300.png 300w, https:\/\/rubyloans.ca\/wp-content\/uploads\/2025\/03\/2-8-150x150.png 150w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p class=\"has-nv-light-bg-background-color has-text-color has-background has-link-color has-medium-font-size wp-elements-2b3d794af9c44780d86c357dd5312b4d wp-block-paragraph\" style=\"color:#5d708d\"><strong>Auto adjudication:<\/strong> Rules-based system matches enquiries with predefined credit risk parameters, improving approval rates.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-media-text has-media-on-the-right is-stacked-on-mobile\" style=\"grid-template-columns:auto 15%\"><div class=\"wp-block-media-text__content\">\n<p class=\"has-nv-light-bg-background-color has-text-color has-background has-link-color has-medium-font-size wp-elements-3c5b06c96f0fe8370c067fca3bdb0631 wp-block-paragraph\" style=\"color:#5d708d\"><strong>Seamless integration:<\/strong> Integrates with existing FI lending solutions and banking systems for a streamlined workflow.<\/p>\n<\/div><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/rubyloans.ca\/wp-content\/uploads\/2025\/03\/2-9.png\" alt=\"\" class=\"wp-image-1099 size-full\" srcset=\"https:\/\/rubyloans.ca\/wp-content\/uploads\/2025\/03\/2-9.png 500w, https:\/\/rubyloans.ca\/wp-content\/uploads\/2025\/03\/2-9-300x300.png 300w, https:\/\/rubyloans.ca\/wp-content\/uploads\/2025\/03\/2-9-150x150.png 150w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/figure><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Streamline your business lending process and enhance the borrower experience with Ruby Loans. Our AI-powered platform automates everything from enquiry to adjudication, improving efficiency and reducing manual effort. With secure data handling and seamless integration with your existing systems, Ruby Loans empowers you to focus on building relationships and growing your portfolio. Borrower-initiated enquiries: User-friendly&hellip;&nbsp;<a href=\"https:\/\/rubyloans.ca\/?page_id=69\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">How we do it<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"neve_meta_sidebar":"full-width","neve_meta_container":"","neve_meta_enable_content_width":"on","neve_meta_content_width":100,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"off","neve_meta_disable_title":"on","footnotes":""},"class_list":["post-69","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/rubyloans.ca\/index.php?rest_route=\/wp\/v2\/pages\/69","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rubyloans.ca\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/rubyloans.ca\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/rubyloans.ca\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/rubyloans.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=69"}],"version-history":[{"count":19,"href":"https:\/\/rubyloans.ca\/index.php?rest_route=\/wp\/v2\/pages\/69\/revisions"}],"predecessor-version":[{"id":1303,"href":"https:\/\/rubyloans.ca\/index.php?rest_route=\/wp\/v2\/pages\/69\/revisions\/1303"}],"wp:attachment":[{"href":"https:\/\/rubyloans.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=69"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}